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Be Safe
Fixed-Rate Annuities
3 Year Fixed-Rate Annuities
Company
AM Best Rating
Term
Guaranteed Rate
Apply
EQUITRUST LIFE
B++3 yrs5.00Apply OnlineSENTINEL SECURITY LIFEB++
3 yrs
5.00
CLEAR SPRING LIFEA-
3 yrs
4.90
THE STANDARD
A
3 yrs
4.70
DELAWARE LIFE
A-
3 yrs
4.65
ATHENE
A
3 yrs
4.60
AMERICO
A
3 yrs
4.55
coming sooncoming soon
3 yrs
coming soonApply Onlinecoming sooncoming soon
3 yrs
coming soonApply Online
coming soon
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3 yrs
coming soonApply Online
5 Year Fixed-Rate Annuities
Company
AM Best Rating
Term
Guaranteed Rate
Apply
AMERICOA
5 yrs
5.40
SENTINEL SECURITY LIFEB++
5 yrs
5.35
EQUITRUST LIFEĀ
B++
5 yrs
5.25
NATIONAL LIFE GROUP
A+
5 yrs
5.25
ATHENE
A
5 yrs
5.15
THE STANDARD
A
5 yrs
5.15
AMERICAN NATIONAL INSURANCE COMPANY
A
5 yrs
5.15
coming sooncoming soon
5 yrs
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5 yrs
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5 yrs
coming soon
7 Year Fixed-Rate Annuities
Company
AM Best Rating
Term
Guaranteed Rate
Apply
AMERICAN NATIONAL INSURANCE COMPANY
A
7 yrs5.45
SENTINEL SECURITY LIFEB++7 yrs5.35
AMERICAN NATIONAL INSURANCE COMPANY
A
7 yrs
5.20
ATHENEA7 yrs5.20
THE STANDARDA7 yrs5.10
FIDELITY & GUARANTY
A-7 yrs
4.90
GUARANTY INCOME LIFE
A-7 yrs
4.50
coming sooncoming soon7 yrscoming soon
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Fixed-Rate Annuity (Tax-Deferred Growth ) vs a CD (Taxable)
Name
JILL
Age
60
Looking To Invest
$100,000
- Jill wants to retire in 5-10 years and wants to find a safe method to grow her money. Jill doesn’t want market risk.
- She finds a 5 year fixed-rate annuity with Annuity World returning 5% per year tax-deferred.
- Her bank is offering a taxable 5 year CD with rate of 4.3% per year.
- Jill’s Tax Bracket is 20%
BEST OPTION
Fixed Annuity
A Fixed Rate Annuity will offer tax-deferred growth that a CD will not and will significantly build savings over time by compound interest.
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